Earlier this year, the UK was hit by a series of continual and unrelenting storms that flooded many parts of the country. Even regions that aren't normally affected by flooding, such as Yorkshire. Storms Desmond and Eva devastated over 15,000 UK homes alone and David Cameron resorted to calling in members of the armed forces to help distribute sandbags to the local residents and businesses.
With many insurance companies refusing to offer flooding insurance, or pricing it so unreasonably high no one can afford cover, questions have been asked over who should be accountable for helping to get families back to their homes and businesses running again after severe flooding.